Since 1989, NetQuote has connected visitors with the largest network of national and local insurance agents from the nation's top companies. Just let us know about your life insurance needs, and we'll provide you with multiple quotes on the term, universal, or whole life policy that's right for you.
Are you getting married, or do you have an addition to the family on the way? Make sure you take care of those who depend on you financially with life insurance - it takes just a few minutes to learn what you need and get insurance quotes. Check out our research and articles to help you understand life insurance. For those who already understand it, NetQuote provides more information on how to save on life insurance and how to shop for life insurance.
Once you have multiple quotes, how do you compare quotes to find the best policy for you? Do you go with a term life policy or a whole life policy, how much coverage do you need? Let NetQuote help you choose your life insurance.
Where to Begin with Life Insurance
When it comes to a life insurance policy, you could just start getting quotes, but if you don’t understand what they mean, there’s a very good chance you won’t get the coverage that you need and you’ll end up paying more than you need to. The best way to save money and get the appropriate coverage for you and your family is to understand everything about the different types of policies available.Is Whole Life Better than Term?
The answer to that question depends largely on you and your personal situation. A term policy is probably the most straight-forward and the easiest to understand. This policy is usually for a specific amount and lasts for a specified period of time (up to 30 years), and you pay a monthly premium. While term policies are often less expensive, once the term is over, it can be quite expensive to get a new policy.Whole policies vary quite a bit, but at their most basic, they are made to cover you for your entire life. A whole policy provides more flexibility in that you usually have more freedom to change the overall death benefit, and this type of policy can accumulate a cash value. Sometimes that cash value can be borrowed against or used to cover the cost of your premiums. There are also policies that allow you to invest the money you put into the policy in the stock market.
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